Capitec is a full retail bank with over 8 million retail customers. It was established in March 2001 by the team at PSG. It has a market cap of R104 billion, a price to earnings ratio of 27.43 and a dividend yield of 1.39 per cent. Guest Mduduzi Luthuli, Director, Wealth & Corporate at Luthuli Capital and resident expert Paul Theron from Vestact decide whether Capitec hot or not.
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