SA Inc has scored some spectacular own goals in recent history, despite warnings from global rating agencies about the dire consequences of a cabinet reshuffle – we had one. Now S&P is warning that it could cut South Africa’s creditworthiness even deeper into junk territory if the government meddles with the "critical" independence of the Reserve Bank. In this episode of the MoneyMakers, Bruce Whitfield speaks to Gardner Rusike, Sovereign Analyst, S&P Global & Khulekani Mathe, Head of Financial Inclusion at Banking Association of South Africa about the risks of such a decision.