Visa (NYSE:V) is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries. It has a market cap of $237.5 billion, a PE of 38.64 and a dividend yield of 0.64 per cent. Guest Mduduzi Luthuli, Director, Wealth & Corporate at Luthuli Capital and resident expert Paul Theron from Vestact decide whether Visa hot or not.