The Covid-19 pandemic is throwing up new challenges to Africa’s baking sector, with warnings from the IMF that the pandemic’s largest threat to banks being related to their loan portfolios. Similarly, Moody’s changed its outlook for the banking systems for Nigeria, Morocco and South Africa to negative from stable. Adesola Adeduntan, Managing Director and CEO of First Bank of Nigeria and Subsidiaries joins CNBC Africa to discuss the future of banking.