The COIVD-19 global pandemic is leaving individuals to face the social impact of the pandemic such as unemployment, business closures and pay cuts which are creating huge financial strains on citizens. South Africa is of particular concern with high unemployment rates and a cure needed for economic recovery, CNBC Africa is joined by financial wellness coach Samke Mhlongo, Founder and Chief Executive of The Next Chapter for more on how individuals should be planning in these difficult times.