Private sector credit growth dropped to 4.6 per cent in the third quarter of 2016 attributable to effects of the lending rates cap which has tightened lending by commercial banks to businesses. Elsewhere, Kenyan Bank, Jamii Bora, has opened a law suit against auditor Ernest & Young for a misguiding report that saw the bank lose 4.34 million dollars from shares bought in 2014. Abdulrahman Hussein, Research Analyst at AIB Capital in Nairobi joins CNBC Africa for more.