PayPal (Nasdaq:PYPL) is a technology platform company that enables digital and mobile payments on behalf of consumers and merchants across the world. It has a market cap of $73.9 billion, a PE of 49.55 and pays no dividend. Guest Mduduzi Luthuli, Director, Wealth & Corporate at Luthuli Capital and resident expert Paul Theron from Vestact decide whether PayPal hot or not.