Why Used EV Prices Are Falling

<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="820" height="547" src="https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-820x547.jpg" alt="" class="wp-image-432767" srcset="https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-820x547.jpg 820w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-300x200.jpg 300w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-135x90.jpg 135w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-768x512.jpg 768w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-1536x1024.jpg 1536w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/GettyImages-1251771740-scaled.jpg 2048w" sizes="(max-width: 820px) 100vw, 820px" /><figcaption class="wp-element-caption">Ebrahim Patel, South Africa&#8217;s trade minister, speaks during the South Africa Investment Conference in Johannesburg, South Africa, on Thursday, April 13, 2023. Today&#8217;s conference starts as data this week showed that the South African economy has probably entered a technical recession. Photographer: Waldo Swiegers/Bloomberg via Getty Images</figcaption></figure>



JOHANNESBURG, Dec 4 (Reuters)&nbsp;&#8211;&nbsp;South Africa&#8217;s automotive industry will likely produce its first electric vehicle (EV) in 2026, the trade minister said on Monday, as he outlined plans for the country&#8217;s green&nbsp;transport&nbsp;transition.



The electrification of transport is one of the key pillars underpinning South Africa&#8217;s Just Energy Transition (JET) plan for a low-carbon and climate-resilient economy.



The JET plan estimates that an investment of 128.1 billion rand ($6.84 billion) would be needed from 2023–2027 for the transport sector to contribute meaningfully to South Africa&#8217;s decarbonisation commitments.



South Africa is the largest automotive manufacturing hub on the African continent, hosting global brands such as Toyota, Isuzu, Volkswagen and Mercedes, among others.



It is also highly integrated into the global supply chain, drawing components from across the world and exporting the final consumer product to more than 150 countries worldwide.



&#8220;We&#8217;re already producing hybrids but we anticipate that the first electric vehicles are likely to be produced already by 2026,&#8221; Minister of Trade, Industry and Competition, Ebrahim Patel told journalists.



Based on discussions his department was having with the automakers, the first batch of EVs will be limited. Growth should then accelerate between 2026 and 2030, with only one manufacturer anticipating moving into battery electric vehicle production after 2030, he added without naming any brands.



In a 68-page EV plan, the government outlined steps to support the transition, such as government incentives, a temporary reduction on import duties for batteries in vehicles produced and sold in the domestic market, and the commercialisation of green hydrogen production as a source of sustainable fuel.



It will also reform network industries, including freight rail and ports and implement energy reforms.



The country&#8217;s power crisis poses one of the risks as the country&#8217;s state-power utility Eskom struggles to keep the lights on.



The effective bans on CO2-emitting vehicles from 2035 in key markets like the European Union and UK will be profound, as they absorb nearly half of South African auto production, the plan read.



($1 = 18.7387 rand)



(Reporting by Nqobile Dludla; Editing by Sharon Singleton)

Key Speakers at the South Africa Investment Conference

South Africa likely to produce first EV in 2026: Minister

<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="820" height="547" src="https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484-820x547.jpg" alt="" class="wp-image-432762" srcset="https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484-820x547.jpg 820w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484-300x200.jpg 300w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484-135x90.jpg 135w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484-768x512.jpg 768w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484-1536x1024.jpg 1536w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/1691767759484.jpg 2048w" sizes="(max-width: 820px) 100vw, 820px" /></figure>



<a href="https://www.mdpi.com/1911-8074/14/11/561" target="_blank" rel="noreferrer noopener">Less than a third</a>&nbsp;of sub-Saharan Africa’s population is financially literate – in contrast to OECD countries where over half the population is. This lack of financial literacy has implications that are as significant as they are concerning. As researchers Ashenafi Fanta and Kingstone Mutsonziwa&nbsp;<a href="https://www.mdpi.com/1911-8074/14/11/561" target="_blank" rel="noreferrer noopener">explain</a>, financially literate people make better and more informed investment decisions, save for retirement and rainy days, and are more resilient to economic shocks – while those without adequate financial literacy:



<ol>
<li>Tend to be more heavily indebted and rack up greater financial expenses&nbsp;&nbsp;</li>



<li>Are more easily exploited by unscrupulous financial actors</li>



<li>Are more prone to making costly investment mistakes</li>



<li>Have a higher risk of falling behind on debt payments</li>
</ol>



Increased financial literacy creates a host of positive outcomes – not just for individuals and their families, but for a country’s broader economy and society too. Research suggests that the benefits of financial literacy include reductions in debt and&nbsp;<a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9735152/#CR14" target="_blank" rel="noreferrer noopener">poverty</a>,&nbsp;<a href="https://www.degruyter.com/document/doi/10.1515/econ-2022-0019/html?lang=en" target="_blank" rel="noreferrer noopener">stronger economic growth</a>&nbsp;and&nbsp;<a href="https://www.allianz.com/en/economic_research/financialliteracy/allianz-financial-and-risk-literacy.html#:~:text=Financial%20literacy%20is%20therefore%20a,entrepreneurship%20insurance%20%E2%80%93%20and%20even%20homeownership." target="_blank" rel="noreferrer noopener">greater mobility</a>. Indeed, as&nbsp;<a href="https://www.allianz.com/en/economic_research/financialliteracy/allianz-financial-and-risk-literacy.html#:~:text=Financial%20literacy%20is%20therefore%20a,entrepreneurship%20insurance%20%E2%80%93%20and%20even%20homeownership." target="_blank" rel="noreferrer noopener">research from Allianz</a>&nbsp;explains, financial literacy acts as “a catalyst for economic mobility” and better living conditions through enabling marginalized and vulnerable people “to make better financial decisions and promote long-term planning,” unlocking&nbsp; “opportunities such as access to credit, entrepreneurship insurance – and even homeownership” so that cycle of poverty can be broken.



<h2 class="wp-block-heading" id="h-africa-s-fintech-revolution-requires-a-revolution-in-financial-literacy">Africa’s fintech revolution requires a revolution in financial literacy</h2>



In recent years, Africa has seen a rapid proliferation of fintech (financial technology), particularly via mobile devices. This should come as no surprise given that, by the middle of the decade,&nbsp;<a href="https://www.kbc.co.ke/devops/strong-mobile-growth-predicted-for-sub-saharan-africa/" target="_blank" rel="noreferrer noopener">nearly half a billion Africans</a>&nbsp;will have access to mobile internet. Electronic payments (a market&nbsp;<a href="https://www.mckinsey.com/industries/financial-services/our-insights/the-future-of-payments-in-africa" target="_blank" rel="noreferrer noopener">projected</a>&nbsp;to have revenues of $40 billion by 2025) are now widespread, and there are now over&nbsp;<a href="https://qz.com/africa/2161960/gsma-70-percent-of-the-worlds-1-trillion-mobile-money-market-is-in-africa#:~:text=In%20the%20review%20period%2C%20registered,just%20over%20a%20year%20before." target="_blank" rel="noreferrer noopener">184 million</a>&nbsp;mobile money wallets being actively used across Africa.



The increasing ubiquity of fintech offers plenty of advantages – increasing the accessibility, affordability and convenience of financial services on a continent which has long been underbanked. But while greater access to financial data and more numerous savings and investment options are to be welcomed, they are not a substitute for financial literacy. In fact, the fintech revolution underway makes the need for financial literacy education in Africa all the more necessary – and urgent. With a dizzying variety of financial products more easily available than ever before, indebtedness and risky investing is likely to increase if not proactively addressed.



There are a number of approaches through which African nations should scale up financial literacy education for their citizens – at all ages.



<ol>
<li>Schools: Young people need to be taught the basics of financial literacy from the get go. That is why schools like the Complexo Escolar Privado Internacional (CEPI) – an award-winning school in Luanda, Angola, operated by ABO Capital – prioritizes the study of STEM and empowers its students to participate in global education competitions, including the recent GENIUS Olympiad in New York and the 2022 Copernicus Mathematics Olympiad. But while some programs already exist at the school level (typically implemented by the private sector and nonprofits), OECD <a href="https://read.oecd-ilibrary.org/finance-and-investment/the-status-of-financial-education-in-africa_5k94cqqx90wl-en#page43" target="_blank" rel="noreferrer noopener">research</a> suggests that these efforts tend to be siloed, lacking coherence and country-wide coordination. Governments must therefore take the lead in establishing standardized literacy programs, collaborating with – and more effectively monitoring – the other stakeholders (including nonprofits and businesses) who are already active in the financial literacy space. Governments must set measurable targets for improvement, using financial literacy metrics determined by international organizations like the World Bank so that progress can be assessed and benchmarked against other countries.</li>
</ol>



<ol start="2">
<li>Financial Institutions: Financial institutions should prioritize improvements in financial literacy for their customers – either as one of their strategic goals or as an integral component of their corporate social responsibility. African financial institutions that have incorporated financial literacy programs have seen successful results. For example, <a href="https://www.povertyactionlab.org/evaluation/evaluating-effectiveness-financial-literacy-program-south-africa" target="_blank" rel="noreferrer noopener">research</a> shows that a financial literacy program offered by <a href="https://www.povertyactionlab.org/evaluation/evaluating-effectiveness-financial-literacy-program-south-africa" target="_blank" rel="noreferrer noopener">Old Mutual</a> (a major South African financial services firm) resulted in improvements in “financial behavior related to savings, borrowings, and money management”.</li>
</ol>



<ol start="3">
<li>Mobile Money Operators: Roughly <a href="https://www.linkedin.com/pulse/bridging-financial-gap-axalios-impact-africas-unbanked-population#:~:text=The%20African%20continent%20is%20home,infrastructure%2C%20and%20low%20financial%20literacy." target="_blank" rel="noreferrer noopener">350 million Africans</a> do not have access to traditional financial institutions, with many of them using mobile money operators to manage their finances instead. Mobile money operators must therefore use their platforms to promote financial literacy courses that complement their existing products and services. In addition, mobile money operators should also introduce goal-oriented programs that incentivise saving. For example, <a href="https://squaddigital.com/m-shwari" target="_blank" rel="noreferrer noopener">the M-Shwari 52 Week Challenge</a> in Kenya led to more than 270,000 Kenyans increasing their savings, with a total of 4.5 billion Kenyan Shillings saved.</li>
</ol>



Through rolling out financial education rapidly and at scale, we will be empowering Africa’s consumers with the know-how they need to wisely and profitably invest, borrow and save. Not only will this lead to greater individual wellbeing and prosperity: we will also be priming the continent’s economy for a new era of vibrant growth and lasting resilience.

1691767759484

Why it’s time to ramp up financial literacy education across Africa

<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="820" height="599" src="https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-820x599.jpg" alt="" class="wp-image-432717" srcset="https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-820x599.jpg 820w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-300x219.jpg 300w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-123x90.jpg 123w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-768x561.jpg 768w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-1536x1122.jpg 1536w, https://cms.cnbcafrica.com/wp-content/uploads/2023/12/IU3FWJ6GIFLSZJZKHJ6VYDSSLM-scaled.jpg 2048w" sizes="(max-width: 820px) 100vw, 820px" /><figcaption class="wp-element-caption">FILE PHOTO: &#8216;COP28 UAE&#8217; logo is displayed on the screen during the opening ceremony of Abu Dhabi Sustainability Week (ADSW) under the theme of &#8216;United on Climate Action Toward COP28&#8217;, in Abu Dhabi, UAE, January 16, 2023. REUTERS/Rula Rouhana/File Photo</figcaption></figure>



DUBAI, Dec 4 (Reuters) &#8211; Money pledges grabbed the spotlight again at COP28 in Dubai on Monday as delegates turned their focus to the yawning gap in the need for climate finance and what&#8217;s on offer.



The United Arab Emirates, the host of this year&#8217;s conference, pledged $270 billion in green finance by 2030 through its banks, and several development banks made fresh moves to scale up their funding efforts, including by agreeing to pause debt repayments when disaster strikes.



But leaders of the region&#8217;s biggest economy and the world&#8217;s biggest oil producer Saudi Arabia have so far not attended the U.N. summit, in sharp contrast to their participation in last year&#8217;s COP27 conference in Sharm el-Sheikh, Egypt.



On Monday, Prince Abdulaziz bin Salman, energy minister and the key climate negotiator, for the kingdom, was a no-show at the Saudi Green Initiative. De facto ruler Crown Prince Mohammad bin Salman also did not deliver a speech to world leaders as scheduled on Friday.



<h2 class="wp-block-heading" id="h-vast-needs">VAST NEEDS</h2>



The amount of cash needed for the energy transition, climate adaptation and disaster relief is overwhelming.



A report released Monday estimated that emerging markets and developing countries will need $2.4 trillion a year in investment to cap emissions and adapt to the challenges posed by climate change.



&#8220;The world is not on track to realise the goals of the Paris Agreement. The reason for this failure is a lack of investment, particularly in emerging market and developing countries outside China,&#8221; said co-author Nicholas Stern, chair of the Grantham Research Institute on Climate Change and the Environment.



&#8220;The central challenge is to accelerate and implement the fostering and financing of this investment from a range of sources.&#8221;



Vulnerable countries that are already being hit by costly climate disasters are asking for billions more through a newly formed disaster fund, although current pledges are only around $700 million.



&#8220;Unless we have an urgent set of decision-making, we are going to suffer what every parent suffers from &#8211; exciting expectations and being unable to deliver,&#8221; said Barbados Prime Minister Mia Mottley, who has become a prominent voice in global discussions about mobilising climate finance.



In a news conference, she urged countries to go beyond voluntary pledges and pleas to charities and private investors and instead to consider taxes as a way to boost climate funding.



A global 0.1% tax on financial services, for example, could raise $420 billion, she said, while a 5% tax on global oil and gas profits in 2022 would have yielded around $200 billion.



&#8220;The planet needs global governance not in a big stick way, but in a simple way of us cooperating with each other to be able to work with the institutions that we have,&#8221; she added.



Other delegates, including U.N. Secretary-General Antonio Guterres, have called for an end to fossil fuel subsidies which have hit a record $7 trillion per year.



Activists with the Asian Peoples&#8217; Movement on Debt and Development said they worried the sums pledged would be inadequate.



&#8220;The climate finance that they have pledged at this COP28 is simply not enough,&#8221; said Pakistani activist Zaigham Abbas, whose country was devastated last year by widespread flooding. &#8220;We are not looking for charity here. We are not looking for peanuts &#8230; The scale of the catastrophe that we are staring is unprecedented.&#8221;



<h2 class="wp-block-heading" id="h-moving-money">MOVING MONEY</h2>



The biggest pledge on Monday came from the UAE&#8217;s banking system, joining peers in other regions in pledging to lend more to green projects. It followed a Friday pledge of $30 billion for climate-related projects from the oil producing Gulf state.



Elsewhere, France and Japan said they would support a move by the African Development Bank to leverage IMF Special Drawing Rights for climate and development.



The European Bank for Reconstruction and Development, meanwhile, said it would include climate resilient debt clauses in new loan deals with some poorer countries.



Danish investment firm Copenhagen Infrastructure Partners announced plans to raise $3 billion for renewable projects in emerging markets.



This year also features the biggest-ever representation of business at the annual U.N. summit, amid hopes for more private investment toward climate causes.



The emirate of Abu Dhabi teamed up with private sector partners including BlackRock and HSBC to launch a climate research and advisory hub to boost financing options in the region.



&#8220;The scale of the climate crisis demands urgent and game-changing solutions from every industry,&#8221; COP28 President Ahmed Al-Jaber said. &#8220;Finance plays a critical role in turning our ambitions into actions.&#8221;



For daily comprehensive coverage on COP28 in your inbox, sign up for the Reuters Sustainable Switch newsletter here.



(Reporting by Simon Jessop, Maha El Dahan and Hadeel Al Sayegh; Additional reporting by Alexander Cornwell, Elizabeth Piper and David Stanway; Editing by Katy Daigle and Miral Fahmy)

FILE PHOTO: ‘COP28 UAE’ logo is displayed on the screen during the opening ceremony of Abu Dhabi Sustainability Week (ADSW) under the theme of ‘United on Climate Action Toward COP28’, in Abu Dhabi

Climate finance takes centre stage at COP28 climate talks

<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="820" height="547" src="https://cms.cnbcafrica.com/wp-content/uploads/2021/05/Stock-value-rising-and-falling-820x547.jpg" alt="" class="wp-image-404443" srcset="https://cms.cnbcafrica.com/wp-content/uploads/2021/05/Stock-value-rising-and-falling-820x547.jpg 820w, https://cms.cnbcafrica.com/wp-content/uploads/2021/05/Stock-value-rising-and-falling-300x200.jpg 300w, https://cms.cnbcafrica.com/wp-content/uploads/2021/05/Stock-value-rising-and-falling-768x512.jpg 768w, https://cms.cnbcafrica.com/wp-content/uploads/2021/05/Stock-value-rising-and-falling.jpg 1254w" sizes="(max-width: 820px) 100vw, 820px" /><figcaption class="wp-element-caption">Macro view of a screen of trading terminal with abstract financial graph and digits. Trading and forex concept. 3D Rendering</figcaption></figure>



Dec 4 (Reuters)&nbsp;&#8211;&nbsp;Most emerging markets stocks and currencies&nbsp;edged&nbsp;up on Monday, while Indian stocks hit new record highs after a string of&nbsp;state&nbsp;election wins for the ruling party, and investors analysed Turkish inflation that hit its highest level this year.



India&#8217;s benchmark stock indices hit fresh all-time highs, after the country&#8217;s ruling Bharatiya Janata Party (BJP) secured key victories in three of the four state assembly elections.



The NSE Nifty 50 index&nbsp;.NSEI&nbsp;advanced 1.9% to 20,656.40 points.&nbsp;The&nbsp;S&amp;P BSE Sensex&nbsp;.BSESNalso&nbsp;gained 1.9% and hit 68,763.07 points.



&#8220;India&#8217;s strong markets rallied further following the vote count on Dec. 3 as investors now expect political stability amid a fast economic recovery,&#8221; said Shumita Deveshwar, chief&nbsp;India&nbsp;economist at TS Lombard.



Separately, Reliance RELI.NS added 1.1% as the Indian oil firm was set to meet executives from Venezuelan state firm PDVSA next week to discuss direct crude sales following the easing of U.S. sanctions on the South American country.



MSCI&#8217;s gauge tracking developing markets currencies&nbsp;.MIEM00000CUS&nbsp;inched up 0.2%, while the equities index&nbsp;.MSCIEF&nbsp;added 0.1% by 0922 GMT.



Last week, both indexes notched their third straight&nbsp;week of&nbsp;gains, extending November&#8217;s rally as investors warmed&nbsp;up&nbsp;to riskier emerging market assets on optimism that interest&nbsp;rates&nbsp;in the U.S. have peaked.



Meanwhile, Turkey&#8217;s lira TRYTOM=D3 weakened to 28.896 to the dollar, though latest data showed annual domestic inflation rose to 61.98% in November, just shy of expectations and rose to its highest level this year boosted by food and transportation prices.



&#8220;Markets remain uncertain if further tightening is on the table and fear the CBT (Turkish Central Bank) might opt to halt the tightening before the local elections in March,&#8221; said Bartosz Sawicki, market analyst at Conotoxia fintech.



The local BIST 100 stock index .XU100 reversed early gains and shed 0.2%. Separately, a magnitude 4.8 earthquake struck the Turkey region, as per the German Research Centre for Geosciences (GFZ).



In Hong Kong, embattled property developer Evergrande Group 3333.HK jumped 9.2% after saying it has been granted an adjournment of a court hearing into a liquidation petition to Jan. 29, giving it time to finalise a revamped offshore debt-restructuring plan.



Investors are also closely watching renewed fighting between Israel and Hamas following a seven-day truce that ended last week. Tel Aviv&#8217;s main stock index .TA125 was flat, while the shekel ILS= edged up by 0.4%.



Poland&#8217;s zloty EURPLN= dipped 0.1% against the euro. Late on Friday, ratings agency S&amp;P Global said the new likely local government will be able to unlock access to EU funds.



(Reporting by Johann M Cherian in Bengaluru; Editing by Sonia Cheema)

Macro view of a screen of trading terminal with abstract financial graph and digits. Trading and forex concept. 3D Rendering

Stocks, FX kick off week steady; Indian, Turkish assets in focus

Focus On Gauteng Climate Change Summit: Decarbonizing Gauteng

The Power Table: The future of EVs

Kganyago keeps repo rate unchanged at 8.25% (full speech)

Eye on Dubai EP1: Dubai’s Business Opportunities & Outlook

Game Changers: The important role of SMEs in Rwanda’s economy

African Economic Conference 2023: Role of SEZs in Africa’s economic development

Focus On: Exploring trade integration in Africa

Meristem: Mixed sentiments to prevail at equities market

#WeBelieveInHere Episode 5

Headwinds impact profitability of consumer goods giants

Focus On the 29th Nigerian Economic Summit

home

Why Used EV Prices Are Falling

South Africa likely to produce first EV in 2026: Minister

Why it’s time to ramp up financial literacy education across Africa

Climate finance takes centre stage at COP28 climate talks

Stocks, FX kick off week steady; Indian, Turkish assets in focus

Focus On Gauteng Climate Change Summit: Decarbonizing Gauteng

The Power Table: The future of EVs

Kganyago keeps repo rate unchanged at 8.25% (full speech)

Eye on Dubai EP1: Dubai’s Business Opportunities & Outlook

Game Changers: The important role of SMEs in Rwanda’s economy

African Economic Conference 2023: Role of SEZs in Africa’s economic development

Focus On: Exploring trade integration in Africa

Meristem: Mixed sentiments to prevail at equities market

#WeBelieveInHere Episode 5

Headwinds impact profitability of consumer goods giants

Focus On the 29th Nigerian Economic Summit

UBA: Bond market to remain bearish through November

News Tips

Advertise With Us

home

Why Used EV Prices Are Falling

South Africa likely to produce first EV in 2026: Minister

Why it’s time to ramp up financial literacy education across Africa

Climate finance takes centre stage at COP28 climate talks

Stocks, FX kick off week steady; Indian, Turkish assets in focus

Focus On Gauteng Climate Change Summit: Decarbonizing Gauteng

The Power Table: The future of EVs

Kganyago keeps repo rate unchanged at 8.25% (full speech)

Eye on Dubai EP1: Dubai’s Business Opportunities & Outlook

Game Changers: The important role of SMEs in Rwanda’s economy

African Economic Conference 2023: Role of SEZs in Africa’s economic development

Focus On: Exploring trade integration in Africa

Meristem: Mixed sentiments to prevail at equities market

#WeBelieveInHere Episode 5

Headwinds impact profitability of consumer goods giants

Focus On the 29th Nigerian Economic Summit

UBA: Bond market to remain bearish through November

News Tips

Advertise With Us

Newsletters