Sanlam was established as a life insurance group in 1918 in Cape Town and has expanded its services to include short-term insurance, estate planning, loans, capital markets, and all forms of asset management. It has a market cap of R153.6 billion, a price to earnings ratio of 14.74 and a dividend yield of 3.78%per cent. Guest Wayne McCurrie from Ashburton Investments and resident expert Paul Theron from Vestact decide whether Sanlam hot or not.